Repair or renovate an existing house /flat. Cost of furnishing/ purchase of consumer durables for the house/flat shall be treated as part of the project cost.
Re-imbursement of investment made from own sources during the preceding twelve months for purchase of property / construction / repairs/ extension of house.
Takeover of Home Loans availed by an individual borrower from other banks / financial institutions may be considered subject to compliance of takeover norms.