Interest Rates on ZAR Deposit
Interest rates on Savings Bank Accounts in % p.a w.e.f 15.01.2026
| Daily Balance Of |
Interest Rate |
| Upto Rand 50,000/- |
2.5 |
| Above Rand 50,000 |
3.0 |
Interest Rates on Call Deposits (% p.a w.e.f. 15.01.2026 (Up to One Mio)
| Average Balance |
Interest Rate |
| Less than 25,000 |
0.00 |
| R 25,000 to less than R100,000 |
2.5 |
| R100,000 to less than R 1 mio |
3.0 |
Interest Rates on Time Deposits:
Interest Paid on maturity (% p.a w.e.f 15.01.2026)
| Amount Tenor |
upto to 1Mio |
| 7 Days to <=3 Month |
4.25 |
| >3 Month to <=6 Month |
5.00 |
| >6 Month to <=12 Month |
6.00 |
| >12 Month to < =36 Month |
6.25 |
| >36 Month to <= 48 Month |
6.5 |
| >48 Month to <= 60 Month |
6.5 |
| >60 Month to <= 120 Month |
6.5 |
Please Note:
- Rates for R 1.00 Mio and above on request only
- Senior Citizens (Age: 65 years or more) on deposits of 24 months and above to get additional 25 bps interest.
- All Interest rates are for single Deposit amounts.
USD deposits: (w.e.f 15.01.2026 in % p.a) (Rates in % p.a.)
| Tenor |
USD upto 500,000 |
USD 500,000 and above |
| CFC |
2.5 |
3.00 |
| Term Deposits |
Rates for term deposits on request only. |
