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Interest Rates

Interest Rates on ZAR Deposit
Interest rates on Savings Bank Accounts in % p.a w.e.f  21.12.2020
Daily Balance Of Interest Rate
Below Rand 10,000/- 2.00
Rand 10,000/- and above but below Rand 50,000/- 225
Rand 50,000 and above below Rand 100,000/- 2.50
Rand 100,000 and above 2.50
Interest Rates on Call Deposits (% p.a w.e.f. 21.12.2020)
Call Deposit Less than 25,000 25,000 to <100,000 100,000 to <1 mio 1 mio to 10 mio
Individual 0.00 2.50 2.50 on request
Corporate 0.00 2.50 2.50 on request

Interest Rates on Time Deposits / Recurring Deposits:
Interest Paid on maturity (% p.a w.e.f    21.12.2020)

Amount Tenor 10,000 upto <100,000 100,000 upto < 1,000,000
7 Days  to <=3 Month 2.50 2.50
3 Month to <=6 Month 2.75 2.75
6 Month to <=24 Month 3.00 3.00
24 Month to < =36 Month 3.25 3.25
36 Month to < 120 Month 3.25 3.25
     
Please Note:
  • Rates for R 1.00 Mio and above on request only
  • Senior Citizens (age:65 years or more) on deposits of 24 months and above to get additional 25 bps interest.
  • All Interest rates are for single Deposit amounts.
 
 
USD deposits: (w.e.f 31.07.2020 in % p.a)
Tenor USD upto 500,000 USD 500,000 and above
CFC 0.10 0.25
Term Deposits Rates for term deposits on request only.

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